Freddie Mac's results of its Primary Mortgage Market Survey® shows that "Following several weeks of decline, mortgage rates inched up this week. Housing market activity continues to hold up with purchase and refinance applications increasing by 18% and 42%, respectively, compared to the same time last year."
• 30-year fixed-rate mortgage (FRM) averaged 6.3 percent for the week ending September 25, 2025 down from last month when it averaged 6.56 percent. A year ago, at this time, the 30-year FRM averaged 6.08 percent.
• 15-year FRM this week averaged 5.49 percent, down from last month when it averaged 5.69 percent. A year ago, at this time, the 15-year FRM averaged 5.16 percent.
