Let's face it. Some people just don't mix together very well. From the get-go, they just rub each other the wrong way. Nothing really happened between them. No words were said but it's just that, well, for some reason they just don't get along. Not necessarily in a hostile or mean way, but they don't get along nonetheless. There are probably people in your expanded circle that fit that description. You don't hate them, you just get some sort of negative vibe from them. Maybe you can heal whatever's causing this but many times there is no real cause. It just is.
I bring this up because in the world of real estate finance when you're searching for a loan officer, you may run across this situation. You get a referral for a loan officer and you speak with that person over the phone or even meet face to face and after a few minutes it's just not really 'clicking.' In this scenario, do you really want to go through a financial transaction over the next couple of weeks with this person? Probably not. And that's okay. You're the boss here and if something doesn't feel right, you should just move on.
Over the years when I was in the mortgage business, on a few occasions after a conversation, I had that same feeling with someone. We just didn't come together. It wasn't anything I said or the other individual said or did, our personalities just didn't go together. I admit that my personality traits include being very direct sometimes. I'm one of those who really don't 'warm up' the conversation before getting to the basics. I want to find out the need, identify solutions and provide answers. That's it.
There were times that I'm sure I came across as being too blunt but for those that have that particular trait it's not anything we do on purpose, it's just business. There are also others that I get along with very well because they too are direct when communicating. In this scenario it's very efficient and to the point.
When I found myself in such a situation, I would typically hand them over to another loan officer who would more closely match the applicant's personality. Some people enjoy conversing with others about pretty much anything and everything but that's not me. I"m not being mean, just honest. My communication style is a result of my personality.
If you're ever in this situation, when you first begin speaking with a loan officer and it doesn't exactly 'click,' it's a pretty good idea to find a loan officer that you do feel comfortable with and communicate well. People certainly have different personalities and sometimes they don't mix. It's no fault of either individual, that's just the way it is. It's okay to move on and find someone else to work with in this situation.
You're going to be working with this person from start to finish, so finding someone you feel good about is paramount. Yes, you want competitive rates and fees and so on, but you want someone you can feel as if they're your partner in all this.
